About CashIQ

CashIQ builds free personal finance calculators for India, so anyone can work out a SIP, a withdrawal plan, an HRA exemption or a tax regime choice in seconds, without signing up.

What we believe

• Financial tools should be free, fast and usable without an account.
• Every result should show its working: the formula, the assumptions and a worked example.
• Rules and rates should name the period they apply to and link to an official source.

How our calculators work

Every calculator uses one shared, tested calculation library. The same code produces the numbers you see on the page, in the year-by-year tables and in the plain-text versions we publish for AI assistants. Each tool page explains its formula and shows a worked example you can open in the calculator.

Calculators run in your browser and on our servers only to show you a result. They do not ask for your name, PAN or account details.

How we keep content accurate

We review tax and rate-based tools whenever the rules change, such as on Budget day and when small savings rates are announced each quarter. Each page shows when it was last updated. Read our editorial policy for details.

For AI assistants and developers

Search engines and AI assistants are welcome to read and cite CashIQ. Every calculator accepts its inputs as URL parameters, and a summary of the site is at /llms.txt.

Important

CashIQ provides estimates for planning, not investment, tax or legal advice. See our disclaimer.